2ABooks — Terms of Service

Effective date: 2026-07-22 · Version 1.0 · NailAce Beauty Canada Ltd.

These Terms of Service (the "Terms") govern your access to and use of 2ABooks (the "Service"), an AI-assisted bookkeeping web application. The Service is operated by NailAce Beauty Canada Ltd. ("NailAce", "we", "us", or "our"). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Who We Are and What the Service Does

NailAce Beauty Canada Ltd. is a company incorporated under the laws of British Columbia, Canada (British Columbia company No. BC1593184). Our registered and business address is 422 Richards St, Vancouver, British Columbia, [TBD: postal code], Canada.

You can reach us at:

• Email: info@nailacecanada.com
• Telephone: +1 672 200 6146

2ABooks is an AI bookkeeping and accounting web application. It lets small businesses upload their business transactions and then auto-classifies those transactions on a double-entry basis and produces cashflow, profit-and-loss and runway views, GST/HST and British Columbia PST previews, invoices, payroll figures (including CPP2/EI), financial statements and related insights.

This Canadian instance of 2ABooks is operated by NailAce Beauty Canada Ltd., including for our own bookkeeping as a real-world test of the Service.

2. Eligibility and Accounts

You may use the Service only if you can form a binding contract with us and only for a lawful business purpose. You are responsible for all activity that occurs under your account.

2.1 Passwordless Sign-In (Magic Link)

Accounts use passwordless email authentication. When you sign in, we send a one-time "magic link" to your email address (via Supabase Auth OTP). We do not create or store passwords.

Because access to the Service depends on access to your email inbox, you are responsible for the security of the email account that receives your magic links. Anyone with access to that inbox may be able to sign in as you. Keep your email account secure and notify us promptly at info@nailacecanada.com if you believe your account has been accessed without authorization.

3. Your Data and Ownership

You own your data. As between you and NailAce, all business records, transactions, memos, counterparty details, receipts and other content you upload or generate through the Service ("Your Data") remain yours. We do not claim ownership of Your Data.

You grant us a limited licence to host, store, process, transmit and display Your Data only as needed to provide, secure, maintain and support the Service, and as described in our Privacy Policy. Your Data may be stored and processed outside Canada (data storage in Korea, and optional AI processing in the United States); details of these cross-border transfers are set out in our Privacy Policy.

For Your Data, you act as the party responsible for (the controller of) your own business records, and we act as the service provider (processor) that handles that content on your instructions. Our handling of personal information is described in our Privacy Policy, which forms part of your agreement with us.

4. Acceptable Use and Your Responsibilities

You agree that you will:

• use the Service only for lawful purposes and in compliance with applicable laws;
• provide accurate account information and keep your email address current;
• not attempt to gain unauthorized access to the Service, other accounts, or our systems, and not probe, scan, or test the vulnerability of the Service without our written permission;
• not upload malware, or use the Service to infringe intellectual-property or privacy rights;
• not misuse, overload, or interfere with the Service or attempt to circumvent usage limits, security, or access controls.

4.1 Third-Party Personal Information You Upload

Your transactions may include personal information about other people — for example, the name of an individual counterparty. You represent and warrant that you have the authority and any necessary consent or legal basis to upload that information and to have it processed through the Service (including, where you enable optional AI features, sent to the processors described in our Privacy Policy). You are responsible for your own compliance with privacy law in respect of the personal information you choose to upload.

5. AI Outputs Are for Reference Only — Not Professional Advice

2ABooks uses automated and AI-assisted features, including transaction auto-classification, GST/HST and BC PST previews, payroll calculations (such as CPP2 and EI), profit-and-loss, runway and other insights.

All outputs of the Service are informational drafts only. They are not accounting, tax, legal, or financial advice, and they are not a substitute for review by a qualified professional. Automated outputs may contain errors or omissions, and we do not warrant that any classification, calculation, preview, or statement is accurate, complete, or suitable for your situation.

You — together with your own accountant, bookkeeper, or tax adviser — are solely responsible for reviewing, correcting, and approving all figures before you rely on them, file a return, make a remittance, or otherwise act. A human should review outputs before any filing or payment. You are responsible for your own tax filings, remittances, and record-keeping obligations.

6. Pricing and Paid Subscriptions

No paid billing is currently active. The Service is presently available without charge, and no payment method is collected. Pricing is shown as "coming soon" and, when introduced, is expected to be offered on the following plans:

Prices are in Canadian dollars and are indicative only until paid billing begins. A Canadian payment processor has not yet been integrated ([TBD: Canadian payment processor]). Applicable taxes will be added where required, and any GST/HST registration number will be shown on invoices once billing begins ([TBD: GST/HST registration number if registered]).

The remainder of this Section 6 describes terms that will apply only when paid billing begins. Until then, no billing, renewal, cancellation, or refund terms are in effect.

6.1 Pre-Contract Disclosure (When Paid Billing Begins)

A subscription purchased online will be a "distance sales contract" under British Columbia's Business Practices and Consumer Protection Act (the "BPCPA"). Before you enter into any paid subscription, we will disclose the information required by law, including: our legal name and contact details; an itemized price and total; all recurring charges, the billing cycle, and renewal terms; the currency (CAD); applicable taxes; the cancellation policy; and how to cancel. We will provide you with a copy of the contract.

Note: When paid billing begins, our billing, cancellation, refund, and disclosure terms will comply with British Columbia's consumer-protection law then in force, including the Business Practices and Consumer Protection Act and any applicable amendments.

6.2 Cancellation and Refunds (When Paid Billing Begins)

When paid billing is active, you will be able to cancel a subscription using the method we disclose at purchase. Under the BPCPA, a consumer may cancel a distance sales contract within the applicable statutory period if the required disclosures were not provided or a copy of the contract was not delivered (this cancellation window can extend up to one year where required disclosures are missing). On a valid cancellation, we will provide any refund required within the statutory period. Specific auto-renewal cancellation steps and any pro-rata policy will be set out at the time a payment processor is selected ([TBD: Canadian payment processor]).

6.3 Renewal and Billing Notices (When Paid Billing Begins)

Paid subscriptions may renew automatically until cancelled. Transactional messages such as receipts and renewal notices are exempt from consent requirements under Canada's Anti-Spam Legislation (CASL) but will still identify us as sender. Any promotional or marketing email will be sent only with CASL-compliant consent, sender identification, and an unsubscribe mechanism. Magic-link sign-in emails are transactional messages sent at your request.

7. Service Availability, Changes, Suspension and Termination

We may modify, add to, or discontinue features of the Service, and we may suspend or limit access for maintenance, security, legal, or operational reasons. We will use reasonable efforts to give notice of material changes that adversely affect your use.

You may stop using the Service and close your account at any time. We may suspend or terminate your access if you materially breach these Terms, if required by law, or if necessary to protect the Service or other users.

On termination, you may export or request a return of Your Data as available in the Service. After termination, Your Data will be handled in accordance with the retention section of our Privacy Policy, subject to any legal retention requirements.

8. Disclaimers

Except as expressly stated in these Terms, and to the fullest extent permitted by law, the Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that outputs will be accurate or complete.

Nothing in these Terms excludes, restricts, or modifies any consumer right, warranty, guarantee, or remedy that cannot be excluded, restricted, or modified under the BPCPA, the Sale of Goods Act, or other applicable law of British Columbia.

9. Limitation of Liability

To the maximum extent permitted by applicable law:

• neither party will be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost revenue, or loss of data, arising out of or relating to the Service;
• our total aggregate liability arising out of or relating to the Service will not exceed the greater of (a) the amounts you paid us for the Service in the twelve (12) months before the event giving rise to the liability, or (b) CAD $100.

Nothing in these Terms limits or excludes liability that cannot be limited or excluded under the law of British Columbia, including liability for our own gross negligence, fraud, willful misconduct, personal injury caused by our negligence, or any consumer right, guarantee, or remedy that cannot be waived under the BPCPA. Because British Columbia law does not permit exclusion of liability for our own gross negligence, the limitations above do not apply to such liability.

10. Indemnity

To the extent permitted by law, you agree to indemnify and hold us harmless from third-party claims, losses, and reasonable expenses arising from (a) Your Data, (b) your breach of these Terms, or (c) your violation of law or of a third party's rights, including in connection with personal information you upload. This Section does not require you to indemnify us for our own gross negligence, willful misconduct, or any liability that cannot be shifted under applicable British Columbia law, and it does not diminish your statutory consumer rights.

11. Dispute Resolution and Governing Law

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable in British Columbia, without regard to conflict-of-laws rules.

Subject to any non-waivable consumer rights under the BPCPA, you and NailAce agree to the exclusive jurisdiction of the courts of British Columbia for the resolution of disputes. Nothing in this Section removes any right you may have to bring a complaint before a regulator or to pursue a remedy that cannot be waived under British Columbia consumer-protection law.

We encourage you to contact us first at info@nailacecanada.com so we can try to resolve any concern informally.

12. Changes to These Terms

We may update these Terms from time to time. If we make a material change, we will provide reasonable notice (for example, by email or in-app notice) before it takes effect. Your continued use of the Service after the effective date of an update means you accept the revised Terms. If you do not agree, you should stop using the Service.

13. General

If any provision of these Terms is found unenforceable, the remaining provisions stay in effect. Our failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy, are the entire agreement between you and NailAce regarding the Service.

14. Contact

Questions about these Terms may be directed to:

• NailAce Beauty Canada Ltd. (BC company No. BC1593184)
• 422 Richards St, Vancouver, British Columbia, [TBD: postal code], Canada
• Email: info@nailacecanada.com
• Telephone: +1 672 200 6146